Working Together

Generating and making the most of the opportunities that wealth planning can bring to your life takes strategy -- the ability to oversee all the moving parts as well as their common goal.

But it can’t be just any strategy. It’s got to be your strategy. The one that is attuned to your personality, addresses your most challenging obstacles and helps you pursue your desired goals.

That’s why we have adopted a process that allows us to truly understand who you are. We provide a coordinated plan, so that you are free to focus on the pursuits that are important to you. It begins as we develop a deep understanding of everything that pertains to your financial goals.

The Sequoia Circle strategy involves the following four steps:.

  • Discovery
  • Planning
  • Mutual commitment
  • Regular progress meetings

Client discovery takes place as separate meetings before either of us commit to a long-term relationship. You need to determine whether our services make sense for you. We need to determine whether we can add value to your life. Investing time up front to get to know each other is time well spent.


Having first gained a clear understanding of your goals, needs and priorities, together with knowledge of your current financial position, we will be able to provide clear strategies and recommendations across all areas of your financial planning.

Key areas on which we advise as part of our approach include:

A critical component to your client experience with Sequoia Circle is the establishment of a robust investment plan to guide you and us as we build and maintain your portfolio.

Overview of our investment approach

  1. Investment theory
    We incorporate academic evidence regarding how your wealth is allocated among various asset classes and minimising the costs related to investing. Each will have a far greater impact upon portfolio performance than security selection and market timing.

  2. The role of diversification
    We diversify globally to reduce non-market risks. We view the fixed income portion of a portfolio as a diversifier and risk-dampener for the equity portion.

  3. The role of risk
    We also factor in your personal willingness, ability and need to accept market risk to enhance expected returns.

Over recent times, responsibility for planning for and funding retirement has increasingly passed from the State and corporations back to individuals. Pensions remain a highly tax efficient means for accumulating retirement funds for many.

We have a wealth of experience at evaluating existing pensions and assessing whether they remain competitive or should be re-organised and/or transferred to another plan.

We can provide ad vice on accumulating wealth for retirement, help you to preserve that wealth such that it should serve its purpose throughout your retirement, and will advise you on the most appropriate means for generating an income from your accumulated pension funds.

A well-structured financial plan is more than just about building wealth. It is also about managing future risks. The common belief "it won't happen to me" results in many people having a plan for wealth creation but not an adequate plan to protect the source that generates the wealth in the first place - themselves.

Part of our overall process is to conduct an insurance review including options, structures and strategies to help protect future income, achieve lifestyle goals and provide for dependents and family.

Corporate financial planning is one of the most important elements of running a business.

The Sequoia Circle corporate financial planning process provides a range of services to help companies, partnerships and sole traders develop and succeed, by making them more financially secure.

Our range of corporate financial planning solutions includes:

  • Corporate investments
  • Directors pensions
  • Keyman insurance
  • Management of cash reserves
  • Protecting the business
  • Pension schemes for employees, including auto enrolment
  • Protecting shareholder value
  • Employee benefit solutions

About Us

We are a privately owned independent financial planning practice based in Surrey that is both committed to and passionate about providing professional advice to our clients with the aim of them achieving their financial plan.

Any financial plan is really about planning one’s ‘life’. Our approach aligns your values and goals with your financial resources so that you can achieve your life’s dreams. Having a strong relationship with our clients, taking an interest in their lives, and having meaningful conversations allows us to provide quality advice.

It’s good to talk or email…

To discuss how working with Sequoia Circle LLP could enhance your financial planning, please feel free to get in touch whichever way you prefer – telephone, email, LinkedIn, Skype – the possibilities these days are endless.